For the past 35 years (since 1986) Carthel has committed himself to educating his clients, students, local community, and the world (virtually) on the pillars of financial literacy, leadership, entrepreneurship, and church management. He earned his BS degree from California State University, Northridge (1992) with a double major in Real Estate and Finance. In 2009 he completed his MBA in Financial Planning from California Lutheran University (Thousand Oaks, CA). Currently he’s in
the final stages of his PhD (Organizational Leadership) from Northcentral University (Pheonix, AZ), which he expects to complete by February 2021. He lives in Los Angeles, CA with his wife Tanya 26 years along with their twins who are first year college students. He’s an avid Lakers, Cowboys, Bruins, Dodgers, Kings as well as an amateur cyclist. He loves teaching financial empowerment, entreprenuerialship, and church management!