Category: Personal Finance

Venture capital (VC), the most attractive industry for fund seekers, indulges in access to scores of entrepreneurial endeavors plus disruptive unicorns. In addition, the VC industry offers incredibly attractive career tracks for finance graduates.  VC funds: Assist governments in creating opportunities for employment, goods, and services. Target traditional industries in developing nations and rapidly...

There comes a time in everyone’s life where we realise: “Hey! I need to plan for my financial future!” Some catalysts to this realisation might be the birth of a child, age, or the realisation that we are finite beings. “We’re having our firstborn; we need to plan for school fees!” “I’m 30! I...

Whether you are experiencing financial difficulties because your small business failed, you lost your job, or you maxed out your credit cards, you have hope for a better financial future. In Canada, all insolvency proceedings are legal proceedings, are legislated by the Bankruptcy and Insolvency Act (BIA), and must be administered by a Licensed...

Let’s talk about credit card debt. This article is not aimed to tell you to stop using your credit cards. The fact is that debt is a tool. If you manage your debt responsibly, that debt can be leveraged to improve your credit score, obtain better interest rates with new and existing credit cards,...

We live in a very precarious age where consumerism has defied sound reasoning and it is rather getting worse as most educational institutions do not devote curriculum to teaching money saving skills. Here are some ways to get ahead: Living within one’s means – I have made it a habit not to spend beyond...

The very first time you receive a paycheck, pay yourself! What do I mean by that? Well, you need to get into the habit of seeing your monthly paycheck not as a definite, but as a means to help you establish a life you want, to continually sustain you no matter what happens in...

This pandemic has taught us many lessons.  One of the most important is how quickly life can change.  Another lesson is how important that “rainy day” savings is.  We all have heard hundreds of times to have money put away for that unexpected expense.  Loss of a job – medical bills – home or...

When I first entered the workplace, I wanted to ensure that I was working because I enjoyed it, and not because I needed to work. We all need to work for survival for some time, but I wanted to reach financial independence as soon as possible. I have done three key things on a...

Covid-19 has had a profound impact on people’s lives. It makes you wonder what is important in life. Being good with finances is one of them.   But back when I was 30, I had only $300 in my bank. Every meal I bought I had to consider carefully. Then before the Australian mining boom...