There comes a time in everyone’s life where we realise: “Hey! I need to plan for my financial future!” Some catalysts to this realisation might be the birth of a child, age, or the realisation that we are finite beings. “We’re having our firstborn; we need to plan for school fees!” “I’m 30! I...
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Let’s talk about credit card debt. This article is not aimed to tell you to stop using your credit cards. The fact is that debt is a tool. If you manage your debt responsibly, that debt can be leveraged to improve your credit score, obtain better interest rates with new and existing credit cards,...
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Students who choose to pursue their education in a foreign country, away from the support system of their family and friends, are presented with a particular set of problems in the modern world. However, you do not need to be afraid because the institution and the student union would support children in this situation....
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We live in a very precarious age where consumerism has defied sound reasoning and it is rather getting worse as most educational institutions do not devote curriculum to teaching money saving skills. Here are some ways to get ahead: Living within one’s means – I have made it a habit not to spend beyond...
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So you made a mistake in the major you chose or what you want to do for the rest of your life *queue existential crises*. What to do? These are tough questions for trying times, but guidance and self-empathy are vital for surviving. If you’re unhappy with your decision for your undergrad major, master’s...
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My mother always shared her “pearls” of wisdom with me when I was young. I did not always listen. When it comes to her financial advice, I wish I had. So, today I would like to share some of her wisdom and put it into context with today’s economic environment to give you a...
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You are staying in a fancy house; you drive the best car. You have the most expensive clothes, and you are going out every weekend trying to live an Instagram life. Then, one night it hits you, you are trying to make dinner, and all you have is a loaf of bread and peanut...
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I have the good fortune to be a Licensed Public Insurance Adjuster. Many of you will ask, “What is a public insurance adjuster?” I am someone who is licensed to represent the policyholder against the insurance company to advise, assist, prepare and negotiate a property claim on your behalf. Many of you will say...
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This pandemic has taught us many lessons. One of the most important is how quickly life can change. Another lesson is how important that “rainy day” savings is. We all have heard hundreds of times to have money put away for that unexpected expense. Loss of a job – medical bills – home or...
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When I first entered the workplace, I wanted to ensure that I was working because I enjoyed it, and not because I needed to work. We all need to work for survival for some time, but I wanted to reach financial independence as soon as possible. I have done three key things on a...
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