Your credit score is more than just a number – it’s your financial reputation. From renting your first apartment to qualifying for a car loan or even landing a job, credit plays a vital role in shaping the opportunities available to you. Yet for many students and young professionals, good credit is confusing, intimidating, and easy to miss out on. In this talk, we’ll break down what credit really is, how it works, and why it matters now. We’ll explore practical, beginner-friendly steps you should take to build credit responsibly, avoid common pitfalls, and set yourself up for long-term financial success. This session is designed for students, early-career professionals, and anyone looking to understand the power of credit and how to use it wisely.
About the speaker:
Sam Lipscomb is the product and operations lead at Fizz. Fizz is a finance app and debit card that can help you build and monitor your credit, budget, learn about personal finance, and even earn rewards on your everyday spending. Sam leads the customer support team at Fizz and is responsible for day to day product operations to keep the Fizz app running smoothly. Sam is passionate about creating an experience that empowers people to build stronger financial foundations to support brighter financial futures.